Make sure to customise the spreadsheet expense and income categories to your personal circumstances. Steps Building A Basic Home Budget Spreadsheetīelow are the steps, accompanied with diagrams, to creating a basic home budget. You should always consult a qualified financial expert when making money decisions to tailor plans to suit your circumstances. In this blog, I share my savings and budget planning and what works for us. If you don’t have Excel, then the free alternatives ( Open Office or Google spreadsheets) are pretty similar and this tutorial should still be helpful the functions will just be in different menus.ĭisclaimer: This is general information only. The tutorial is based on the latest version of Excel, so if you’re using the older version of Excel, you will find the same functions in the toolbar and menu bar. This tutorial starts from the very beginning for those who have never met a spreadsheet before. When you create your own budget yourself, you can customise it to meet your own needs and circumstances exactly. I have been using it now for over a decade. Excel is an awesome program for personal budgeting.
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